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Medical Liability Insurance Rates: How Are They Determined?
Burkman RT, Fennell JL
The Female Patient. 2009;34(9):38-40

To most physicians carrying medical liability insurance, the setting of the rates for insurance is akin to looking into a black box. Most of us realize there is some sort of process involved but wonder about overall fairness in establishing rates, especially when they increase dramatically. This edition of LegalEase will examine the major factors that are part of the rate-setting process. Obviously, for a variety of reasons, the process will vary among states and among insurance companies.


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